منابع مشابه
Economic Factors Associated with Personal Bankruptcy
An understanding of factors related to trends in the incidence of personal nonbusiness bankruptcy is important to credit managers as well as to economists. This study updates and extends to 1982 an earlier study of economic factors associated with the incidence of bankruptcy from 1950 to 1970. This study shows that the incidence of personal bankruptcy follows movements in a measure of the aggre...
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In this paper, we empirically assess the role of individual social capital on personal bankruptcy and default outcomes in the consumer credit market. After controlling for a borrower’s risk score, debt, income, wealth, and legal and economic environments, we find that default/bankruptcy risk rises and then falls over the lifecycle, while a borrower who owns a home or is married has a lower risk...
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We analyse an economy where principals and agents match and contract subject to moral hazard. Bankruptcy law defines the limited liability constraint in these contracts. We analyse Walrasian allocations to generate the following predictions: (i) weakening bankruptcy law causes redistribution of debt and welfare from poor agents and principals to rich agents; (ii) exemption limits Pareto-dominat...
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Personal profile information on social media like LinkedIn.com and Facebook.com is at the core of many interesting applications, such as talent recommendation and contextual advertising. However, personal profiles usually lack organization confronted with the large amount of available information. Therefore, it is always a challenge for people to find desired information from them. In this pape...
متن کاملRecommender System from Personal Social Networks
Recommender systems are found in many modern web sites for applications such as recommending products to customers. In this paper we propose a new method for recommender system that employs the users’ social network in order to provide better recommendation for media items such as movies or TV shows. As part of this paper we develop a new paradigm for incorporating the feedback of the user’s fr...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2012
ISSN: 1556-5068
DOI: 10.2139/ssrn.2088192